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MarketTracker East Bay - May 2025 from CharlieBrownSF
June 2025 Market Update: National & East Bay Trends
Nationally, while inflation has cooled, housing costs haven’t. Median monthly principal and interest (P&I) payments hit $2,113—a 3.94% annual increase—outpacing inflation. Mortgage rates remain elevated (mid to high 6%), fueled by economic uncertainty despite political efforts to reduce them. Inventory is surging nationally (+20.83% YoY), while home sales declined (-3.38%). Still, prices rose modestly (median $414,000, +1.82%).
East Bay Highlights:
Local markets remain notably resilient. Single-family home prices saw minimal change in May (Contra Costa: -0.01%, Alameda: -1.46%). Condo prices, however, dropped sharply, especially in Alameda (-16.43%). Inventory continues to rise dramatically—single-family listings are up 31.42% YoY, condos 22.80%—driven by fewer sales. Homes are staying on the market longer, yet still selling fast (Contra Costa homes average 14 days on market, even with a 40% increase in duration).
Market Type:
The East Bay is split: single-family homes remain in a seller’s market (MSI: Alameda 2.3, Contra Costa 2.8), while condos lean toward a buyer’s market (MSI: Alameda 4.8, Contra Costa 3.9).
Why This Summer Might Be the Smartest Time To Buy a Home in California
If you're an investor or future homeowner looking to build long-term wealth, this summer offers a uniquely strategic entry point. Between increased inventory, more price flexibility, and a slowdown in buyer competition, the door is wide open to negotiate terms that work in your favor.
Let’s connect today to explore current opportunities in your target neighborhoods. Whether you're buying your first home, your next investment property, or upgrading your lifestyle, this summer could be your smartest move yet.
MarketTracker North Bay - May 2025 from CharlieBrownSF
North Bay Real Estate Market Update – June 2025
This month’s newsletter highlights a real estate market in flux both nationally and locally. Despite some improvements in affordability, mortgage payments continue rising faster than inflation. The national median principal and interest (P&I) payment hit $2,113—a 3.94% year-over-year jump—showing continued inflationary pressure in the housing market. High mortgage rates, still hovering in the high 6% range, persist due to ongoing economic uncertainty and cautious Federal Reserve policies.
National inventory climbed by 20.83%, while home sales dropped 3.38%. Surprisingly, prices still rose modestly by 1.82%, with median listings at $414,000.
Locally, the North Bay tells a more mixed story. Median sale prices dropped in most counties, with Napa seeing the steepest decline at 12.03%. Inventory for single-family homes fell by 10.74%, but condos rose slightly. Homes are sitting longer on the market—up by 2 to 5 days across counties. Solano County remains the only seller’s market with 2.5 months of supply. Meanwhile, Napa (7 months) and Sonoma (3.5 months) lean toward being buyer’s markets, possibly creating strong opportunities for purchasers. Despite fewer listings, properties aren’t moving faster yet, suggesting a cautious buyer pool.
Stay tuned and informed—local insights matter more than ever in a volatile market.
Why More Homeowners Are Making the Move — Even with Today’s Rates
That home you bought in 2020? It made sense then. But if it doesn’t meet your lifestyle now, it may be time to rethink. Real estate isn’t just about timing the market—it’s about timing your life.
Whether you’re looking to upsize, downsize, invest, or just get closer to family, the first step is simple: let’s talk about what’s changed—and what kind of home or investment can support where you’re headed.
Let’s connect and find a property that works for the life you’re living now—and the wealth you want to build tomorrow.
What You Really Need To Know About Down Payments
There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive. And if you want to give your savings a boost, look into down payment assistance. Most first-time buyers qualify and the typical benefit is $17,000. To learn more about your loan options or down payment assistance programs, connect with a trusted lender and check out downpaymentresource.com.
Why More Sellers Are Turning to Real Estate Professionals in Today’s Market
If you’re selling a home—whether it’s your primary residence or part of your investment portfolio—partnering with a local real estate expert gives you the strategy, support, and edge needed in today’s market.
Let’s connect and build a selling strategy tailored to your property and your goals. Whether you're planning your next big move or cashing in on a long-term investment, expert guidance can help you sell with confidence—and success.
One Franklin: A Modern Condo Living Experience in Hayes Valley, San Francisco
One Franklin is ideal for those who appreciate modern urban living with access to parks, dining, and a vibrant cultural scene. Its location in Hayes Valley provides an attractive balance of city energy and community feel, perfect for both families and professionals.
If you're interested in learning more about available units at One Franklin or exploring other real estate opportunities in San Francisco, reach out today. As a local expert, I can provide insights into the best investment strategies and help you find the perfect home. Contact me at CharlieBrownSF for more details.
Why Mission Bay is a Top Choice for Families and Real Estate Investors in San Francisco
Mission Bay offers a unique combination of modern living, access to top-tier educational and healthcare institutions, ample green spaces, and a thriving community. The neighborhood's transformation from a former industrial area to a dynamic residential hub makes it one of the most desirable areas to live in San Francisco.
For families, the quality of life is exceptional, with great schools, parks, and activities to keep everyone engaged. For real estate investors, the potential for property appreciation and high demand for rental units offers strong returns on investment.
If you’re considering a move to Mission Bay or exploring real estate investment opportunities, now is the time to act. To learn more about available properties or schedule a consultation, contact us today!
You May Have Enough Equity To Downsize and Buy Your Next House in Cash
Have you been holding off on downsizing? If so, you should know your equity could make your move possible. Homeowners today have so much equity that a record number are buying their next house in all cash. And that has some big benefits like making their offer more appealing, potentially closing faster, and not having a mortgage payment. To find out how much equity you have in your current house, let's connect. Because it may be enough to fuel your move.
Your Home Didn’t Sell. Here’s What Smart Investors and Homeowners Do Next
If your listing expired, it’s not the end. It’s a sign that your strategy needs an upgrade.
The same property with a better plan can produce completely different results.
And in markets], where both luxury properties and smart investments are in high demand, a new approach can be the difference between sitting on the market—or closing at a strong number.
Let’s re-evaluate. Let’s relaunch.
And let’s get your property sold—this time, with strategy, clarity, and confidence.
Ready for a smarter game plan? Let’s talk.
Is Real Estate Inventory Finally Balancing Out? Here's What That Means for Buyers and Investors
Inventory is improving, and that opens the door to new opportunities—whether you're building long-term wealth through rental properties or finding the right high-end home. But market shifts aren’t uniform. Some areas are bouncing back quickly, while others still face supply constraints.
If you’re wondering how these trends apply to your goals, let’s connect. I’ll help you understand the current landscape, identify the best opportunities, and position you for smart, strategic moves in today’s evolving market.
Let’s talk about your next investment or dream property. What’s something you’ve noticed lately about the market that feels different than a year ago?
The Five-Year Rule: Why Smart Real Estate Decisions Look Beyond the Headlines
If you’re thinking about where you want to be five years from now—financially and personally—real estate can help you get there. Owning the right property today can mean stronger equity and more financial freedom down the road.
Ready to explore opportunities that align with your goals? Let’s talk. I’ll help you identify smart moves, whether you're buying your first investment property, upgrading your home, or managing your next construction project.
First-Time Buyer in California? Here’s How an FHA Loan Can Help You Break Into the Market
In today’s market, the right loan strategy can make all the difference. FHA loans are a smart, accessible option that can help you take your first step toward homeownership—and long-term wealth—right here in California.
Want to talk about available listings that qualify for FHA financing? Let’s connect—I’m here to help you move forward.
550 Howard Street, San Francisco: Family-Focused Guide
550 Howard stands out as a premier location in San Francisco’s real estate market, especially for families and investors seeking luxury, convenience, and appreciation potential in the heart of SoMa. To learn more about available units or schedule a visit, contact us here.
Outer Richmond: Where Family Life Meets Coastal Charm in San Francisco
Outer Richmond offers the perfect combination of peace and convenience. Whether you’re looking for excellent schools, outdoor spaces, or a neighborhood that feels like home, Outer Richmond has it all. Its real estate market remains a solid investment opportunity, making it ideal for families and investors alike.
The Big Difference Between a Homeowner’s and a Renter’s Net Worth
Homeownership is one of the best ways to build wealth in our country and it’s easy to see why. As you pay down your mortgage and as home values rise over time, you gain equity – and that helps grow your net worth. That’s why a homeowner’s net worth is nearly 40X greater than a renters. But you should only buy a home when you’re ready and able to do it. If you want to build a plan to get there, let’s connect.
San Francisco's Cultural Tapestry: A Summer of Design, Music, and Celebration
San Francisco's summer calendar is brimming with events that celebrate its diverse cultural fabric. Whether you're drawn to the innovative designs of Ken Fulk, the soulful rhythms of the Jazz Festival, the communal spirit of neighborhood fairs, or the enriching experiences at local museums and theaters, the city offers a mosaic of experiences waiting to be explored. Embrace the season, and let San Francisco's vibrant cultural scene inspire and invigorate your summer.
Why Waiting for 3% Mortgage Rates Could Cost You
3% mortgage rates are behind us—and that’s okay. The market today still offers solid opportunities for those who understand where things are heading and are ready to act strategically.
Let’s talk about how to position you to win in this market—whether it’s your next investment, your forever home, or a ground-up development project.
Why Real Estate Is Still California’s Best Long-Term Investment
In a market full of noise, real estate continues to be a smart, resilient way to grow your portfolio. Don’t let short-term headlines distract you from long-term opportunity.
If you’re considering buying, investing, or building in California, let’s talk. Whether you’re exploring your first property or scaling your portfolio, I can help you navigate the market with clarity and confidence.
Why Are New Homes More Affordable Right Now?
You don’t have to sacrifice quality or modern features to stay within budget. A brand-new home could not only be more affordable than you think, but also a powerful long-term investment in California’s evolving real estate landscape.
Ready to take a closer look? Reach out today—I'd love to show you what’s possible.