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The Minimum Down Payment Required
Here’s why the right answer is so important for you to know. A lot people overestimate how much they really need to save for a down payment. The most common answers? 10 or 20%. The truth: you may be able to put down as little as 3%. According to FirstHomeIQ, only 8 out of 100 people actually get this right. Don’t let misinformation hold you back. What did you guess? Drop a comment below. And if you want more information, talk to a trusted lender.
Why Experts Say Mortgage Rates Should Ease Over the Next Year
Keeping up with all of these shifts can feel overwhelming. That’s why having an experienced agent or lender on your side matters. They’ll do the heavy lifting for you.
If you want real-time updates on mortgage rates, let's connect so you have someone to keep you in the loop and help you plan your next move.
Exploring 1598 Bay St, San Francisco: A Luxurious and Family-Friendly Gem
1598 Bay St offers more than just a home—it provides access to a vibrant community, stunning surroundings, and a lifestyle that blends luxury and practicality. For families seeking quality schools and safe neighborhoods or investors eyeing a thriving market, this property ticks all the boxes.
Ready to explore 1598 Bay St or other luxury properties in San Francisco? Contact us today to schedule a viewing or discuss investment opportunities. Let’s find your perfect home or next big investment in the city by the bay!
Bayview: A Growing Neighborhood for Families and Investors in San Francisco
Bayview is a great neighborhood for families seeking a tight-knit community with easy access to parks, schools, and local amenities. It’s also an emerging area for real estate investors looking to take advantage of its growth potential. With its mix of housing options, family-friendly atmosphere, and investment opportunities, Bayview is an excellent choice for anyone looking to move to or invest in San Francisco.
Guide to Real Estate Investment Trusts (REITs): Everything You Need to Know
Real Estate Investment Trusts offer the best of both worlds—access to real estate’s income potential and the convenience of stock-like trading. Whether you’re building wealth, preparing for retirement, or simply diversifying your assets, REITs can be a powerful tool in your financial strategy.
Like any investment, do your research, consider consulting a financial advisor, and start small before scaling up.
Why October Is the Best Time To Buy a Home in 2025
If you're serious about buying, getting prepped for this October window is a smart play.
Want help lining up your strategy? Let's have a quick conversation so you've got the information you need to be ready for this prime buying time.
What Buyers Say They Want Most (and How the Market Is Shifting)
The two biggest concerns for today’s buyers—prices and rates—are showing signs of improvement. Home values are moderating, and borrowing costs are easing. Both shifts could continue into 2026.
If you’re thinking about making a move, let’s connect so we can walk through what these changes mean for you and your local market.
Home Sales Are Expected To Rise Chart
Forecasts for next year are in, and experts say home sales are expected to rise. When they do, things should start picking up pace. But that doesn’t mean you should wait for that to happen. The real winners? They’re the ones who start the planning and prep work now. If there’s even a chance you’ll make a move in 2026, let’s talk strategy so you stay one step ahead of the game.
Closing Costs Unpacked: State-by-State Breakdowns for Today’s Buyers
Closing costs are a key part of buying a home, but they can vary more than most people realize. Knowing your numbers (and how to potentially bring them down) can go a long way and help you feel confident about your purchase.
Let’s look at typical closing costs in our area and get you a personalized estimate, so you can craft your ideal budget.
Living at 1578 Indiana St, San Francisco: A Guide for Families and Investors
If you’re interested in exploring 1578 Indiana St or other properties in San Francisco, contact us today for personalized insights and exclusive listings. Let’s find the perfect home or investment opportunity for you!
Balboa Terrace: A Family-Friendly Neighborhood in San Francisco
Balboa Terrace is a neighborhood that offers the best of both worlds: a quiet, family-friendly environment with easy access to the amenities of San Francisco. Whether you're moving to the city or looking for an investment opportunity, Balboa Terrace provides a solid foundation for both.
With excellent schools, parks, and recreational spaces, as well as a strong real estate market, Balboa Terrace is an ideal place for families and investors alike. If you’re interested in learning more about available properties in this area or have questions about real estate opportunities, don’t hesitate to contact me for more information.
Navigating the Competitive Housing Market in San Francisco
Navigating the competitive housing market in San Francisco takes patience, strategy, and the right support team. Whether you’re buying or selling, understanding the unique dynamics of this city’s real estate landscape will give you a clear advantage.
Downsizing Without Debt: How More Homeowners Are Buying Their Next House in Cash
You’ve worked hard for your home. Now it might be time for it to work hard for you.
Let’s talk about what your house is worth, and what it could unlock for you today. What would your ideal home look like if you were to downsize right now?
Why Buyers and Sellers Face Very Different Conditions Today
Want to know what conditions look like in your neighborhood?
If you want to understand which side of the market you’re on, let’s connect. We can walk through the numbers and what they mean for your next move.
3 Reasons Affordability Is Showing Signs of Improvement This Fall
Have you been wondering if it’s worth taking another look at buying?
Let’s run the numbers together. We can go over your budget, see what’s changed, and figure out if this fall is the time to turn window-shopping into key-turning.
MarketTracker San Francisco - September 2025 from CharlieBrownSF
September 2025 San Francisco Real Estate Market Summary
Median sale prices remained roughly flat on a year-over-year basis in San Francisco.
Inventory levels continue to creep lower in both the single-family home and condo markets.
Condos are actually spending more time on the market on a year-over-year basis.
MarketTracker North Bay - September 2025 from CharlieBrownSF
September 2025 North Bay Real Estate Market Summary
Median sale prices show mixed performance across the Bay Area, with Silicon Valley maintaining strength while the East Bay experiences six consecutive months of declines.
Inventory dynamics vary dramatically by region - San Francisco faces severe shortages while most other areas see rising inventory levels.
Despite varying inventory conditions, listings are spending significantly more time on the market across nearly all Bay Area markets.
Market conditions range from highly competitive sellers' markets in core Silicon Valley to more balanced or buyer-friendly conditions in outlying areas.
MarketTracker East Bay - September 2025 from CharlieBrownSF
September 2025 East Bay Real Estate Market Summary
In August, median sale prices increased on a year-over-year basis in the East Bay for the first time in six months!
Despite median sale price growth, inventories remain at an elevated level on a year-over-year basis.
While inventories are normalizing, the average listing is still spending quite a bit more time on the market when compared to last year.
MarketTracker Silicon Valley - September 2025 from CharlieBrownSF
Septemeber 2025 Silicon Valley Real Estate Market Summary
Median sale prices increased across the board in the single-family home market in August.
Single-family home inventory levels are actually lower on a year-over-year basis for the first time in months.
Single-family home listings continue to be snapped up at a breakneck pace.
MarketTracker Bay Area - September 2025 from CharlieBrownSF
September 2025 Bay Area Real Estate Market Summary
August marked a turning point for Bay Area real estate, with single-family home prices rebounding in most regions while condo markets continue to struggle with volatility and declines.
Inventory levels are normalizing across the region after summer peaks, with San Francisco reaching some of the lowest supply levels ever recorded while other areas remain elevated year-over-year.
Despite inventory normalization, listings are spending significantly more time on market throughout most of the Bay Area, reflecting increased buyer selectivity.
Market dynamics strongly favor single-family homes over condos, with San Francisco becoming a dual seller's market while other regions maintain the traditional split between property types.