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MarketTracker Bay Area - October 2025 from CharlieBrownSF
MarketTracker, Market Insights Charlie Brown MarketTracker, Market Insights Charlie Brown

MarketTracker Bay Area - October 2025 from CharlieBrownSF

October 2025 Bay Area Real Estate Market Summary

September marked a significant shift in Bay Area inventory dynamics, with most regions experiencing year-over-year declines for the first time in months, driven by increased sales velocity rather than new listing growth.

  • San Francisco stands out with dramatic inventory declines of over 30% and surging single-family home prices, while other regions show more modest price movements within historical bands.

  • Market velocity continues to accelerate across most Bay Areas regions, with listings selling faster despite percentage increases in days on market, as absolute numbers remain remarkably low.

  • The region-wide trend toward seller's markets intensifies as inventory normalization continues, with San Francisco's condo market approaching seller's territory and other regions showing steady movement in that direction.

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MarketTracker San Francisco - October 2025 from CharlieBrownSF
MarketTracker, Market Insights Charlie Brown MarketTracker, Market Insights Charlie Brown

MarketTracker San Francisco - October 2025 from CharlieBrownSF

October 2025 San Francisco Real Estate Market Summary

Affordability remains an issue nationwide, as monthly P&I payments ticked up by 2.90% year-over-year.

  • Mortgage rates are finally starting to decline, as we enter a rate-cutting cycle.

  • Inventories are still growing at a faster rate than existing home sales.

  • Quick observation about Macroeconomics/The Broader Market

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Why Candlestick Point is a Great Place to Live in San Francisco

Why Candlestick Point is a Great Place to Live in San Francisco

Candlestick Point offers a mix of residential options, outdoor recreation, and strong community ties, making it a compelling choice for both families and investors. The area’s ongoing development and proximity to key amenities and transportation hubs present a significant opportunity for real estate investors. For families, the access to parks, schools, and community activities makes it a great place to settle down.

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Living at 1840 Washington St, San Francisco: A Family-Friendly Luxury in Pacific Heights

Living at 1840 Washington St, San Francisco: A Family-Friendly Luxury in Pacific Heights

Interested in learning more about 1840 Washington St or exploring available units? Contact us today to schedule a viewing or get personalized advice tailored to your needs.

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The $280 Shift in Affordability Every Homebuyer Should Know

The $280 Shift in Affordability Every Homebuyer Should Know

If you’ve been sitting on the sidelines, this is your cue to start looking again. Let’s run the local numbers together so you can get a rough estimate of how much more buying power you may have than you did just a few months ago.

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2026 Housing Market Outlook

2026 Housing Market Outlook

After a quieter couple of years, 2026 is expected to bring more movement – and more opportunity. With sales projected to rise, mortgage rates trending lower, and price growth slowing down, the stage is set for a healthier, more active market.

So, the big question: will you be one of the movers making 2026 your year?

Let’s connect if you want to get ready.

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Why More Buyers Are Turning to New Construction This Year

Why More Buyers Are Turning to New Construction This Year

With builders cutting prices and maybe even helping you score a lower monthly payment, that’s not something to overlook.

If you want to see how active builders are in your target area and what they’re offering, here’s your power move: before you even begin looking, let's connect.

That way, you have your own agent to help you compare incentives from multiple builders and negotiate on your behalf, making sure you get the best deal possible.

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Why 1645 Pacific Avenue is an Ideal Address for Families and Investors in San Francisco

Why 1645 Pacific Avenue is an Ideal Address for Families and Investors in San Francisco

Whether you’re raising a family or seeking a solid investment, 1645 Pacific Avenue delivers a rare combination of location, lifestyle, and potential. Its central Pacific Heights location offers easy access to top schools, parks, dining, and cultural activities. The consistent demand for real estate in this neighborhood makes it an attractive choice for buyers and investors alike.

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Why Bayview Heights is a Great Place to Live in San Francisco

Why Bayview Heights is a Great Place to Live in San Francisco

Bayview Heights offers a unique mix of affordable housing, quality schools, parks, and strong community engagement, making it a great choice for families looking to settle in San Francisco. With steady growth in property values and a variety of amenities, it’s also an attractive option for real estate investors. Whether you’re looking for a place to call home or seeking investment opportunities, Bayview Heights has the potential to meet your needs.

If you’re interested in exploring real estate options in Bayview Heights or have questions about the neighborhood, feel free to reach out. I’d be happy to help you find the perfect property.

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Don’t Let Unrealistic Pricing Cost You Your Move

Don’t Let Unrealistic Pricing Cost You Your Move

Pricing your house for today’s market isn’t just about getting it sold. It’s about making sure your move doesn’t stall before it starts.

Let’s talk through what buyers are really paying right now in our local area, and how to price your home to match.

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Why Home Prices Aren’t Actually Flat

Why Home Prices Aren’t Actually Flat

Headlines calling home prices flat may be grabbing attention, but they’re not giving you the full picture.

Has anyone taken the time to walk you through what we’re seeing right here, right now?

If you want the real story about what prices are doing in our market, let’s connect. 

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San Francisco’s Cultural Pulse: A Journey Through Festivals, Icons, and Experiences

San Francisco’s Cultural Pulse: A Journey Through Festivals, Icons, and Experiences

San Francisco’s cultural landscape is a mosaic — every festival, performance, and neighborhood adding a distinct hue to its identity. From the literary passion of Litquake to the electrifying roar of Fleet Week, from the serenity of Golden Gate Park to the symphonic brilliance of Davies Hall, the city invites you to explore, listen, and belong.

Whether you’re a longtime resident or a first-time visitor, San Francisco’s heartbeat is easy to find — just follow the sound of celebration, creativity, and community that echoes through every corner of the Bay.

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The Minimum Down Payment Required
Charlie Brown Charlie Brown

The Minimum Down Payment Required

Here’s why the right answer is so important for you to know. A lot people overestimate how much they really need to save for a down payment. The most common answers? 10 or 20%. The truth: you may be able to put down as little as 3%. According to FirstHomeIQ, only 8 out of 100 people actually get this right. Don’t let misinformation hold you back. What did you guess? Drop a comment below. And if you want more information, talk to a trusted lender.

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Why Experts Say Mortgage Rates Should Ease Over the Next Year

Why Experts Say Mortgage Rates Should Ease Over the Next Year

Keeping up with all of these shifts can feel overwhelming. That’s why having an experienced agent or lender on your side matters. They’ll do the heavy lifting for you.

If you want real-time updates on mortgage rates, let's connect so you have someone to keep you in the loop and help you plan your next move.


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Exploring 1598 Bay St, San Francisco: A Luxurious and Family-Friendly Gem

Exploring 1598 Bay St, San Francisco: A Luxurious and Family-Friendly Gem

1598 Bay St offers more than just a home—it provides access to a vibrant community, stunning surroundings, and a lifestyle that blends luxury and practicality. For families seeking quality schools and safe neighborhoods or investors eyeing a thriving market, this property ticks all the boxes.

Ready to explore 1598 Bay St or other luxury properties in San Francisco? Contact us today to schedule a viewing or discuss investment opportunities. Let’s find your perfect home or next big investment in the city by the bay!

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Bayview: A Growing Neighborhood for Families and Investors in San Francisco

Bayview: A Growing Neighborhood for Families and Investors in San Francisco

Bayview is a great neighborhood for families seeking a tight-knit community with easy access to parks, schools, and local amenities. It’s also an emerging area for real estate investors looking to take advantage of its growth potential. With its mix of housing options, family-friendly atmosphere, and investment opportunities, Bayview is an excellent choice for anyone looking to move to or invest in San Francisco.

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Guide to Real Estate Investment Trusts (REITs): Everything You Need to Know

Guide to Real Estate Investment Trusts (REITs): Everything You Need to Know

Real Estate Investment Trusts offer the best of both worlds—access to real estate’s income potential and the convenience of stock-like trading. Whether you’re building wealth, preparing for retirement, or simply diversifying your assets, REITs can be a powerful tool in your financial strategy.

Like any investment, do your research, consider consulting a financial advisor, and start small before scaling up.

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Why October Is the Best Time To Buy a Home in 2025

Why October Is the Best Time To Buy a Home in 2025

If you're serious about buying, getting prepped for this October window is a smart play.

Want help lining up your strategy? Let's have a quick conversation so you've got the information you need to be ready for this prime buying time.

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What Buyers Say They Want Most (and How the Market Is Shifting)

What Buyers Say They Want Most (and How the Market Is Shifting)

The two biggest concerns for today’s buyers—prices and rates—are showing signs of improvement. Home values are moderating, and borrowing costs are easing. Both shifts could continue into 2026.

If you’re thinking about making a move, let’s connect so we can walk through what these changes mean for you and your local market.

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