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Housing Market Forecasts for the Second Half of 2025
Are you wondering what to expect if you buy or sell a home in the second half of the year? Here’s what the expert forecasts tell you. Mortgage rates are expected to come down slightly. There will be more homes available for sale. And as inventory rises, home price growth will moderate. Want to know what this could mean for your plans? Let's connect and talk through it together.
Still Sitting on a 3% Mortgage? Here’s Why It Might Be Time to Rethink That
Yes, a 3% mortgage is a great rate — but not if it keeps you from making your next smart move.
If you’re serious about growing your portfolio, moving into a luxury home, or simply planning for what’s next, let’s talk. I can help you compare scenarios and make a decision that works for you both financially and personally.
Let’s crunch the numbers for your price point and goals — and figure out the best timeline for your next real estate move.
Student Loans? You Can Still Invest in Real Estate
Your student loans don’t have to hold you back from homeownership or real estate investing.
Instead of assuming it’s out of reach, speak with a local lender or reach out to me—I’ll help you connect with professionals who can break down your options clearly.
You might be closer to your first—or next—real estate purchase than you think.
Why Now’s a Great Time To Negotiate Perks as a Buyer
If you’re curious about what kinds of incentives are realistic in our local market, let’s have that conversation. I’ll help you evaluate where the deals are, what sellers or builders might be willing to offer, and how to structure a purchase that supports your long-term investment goals.
Ready to start looking—or negotiating? Let’s build your real estate success together.
Home Projects That Actually Add Value — And Make Financial Sense
Even if a move isn’t on the horizon, making the right improvements today can build long-term wealth and peace of mind. Whether you’re a homeowner planning ahead or an investor eyeing your next flip, the key is being intentional and market-aware.
Thinking about a home project and wondering if it’s worth it?
Let’s connect. I’d be happy to give you a real-time market perspective — and help you make sure every dollar you spend builds toward your future goals.
Living at 101 Lombard: A North Waterfront Gem in San Francisco
101 Lombard offers a rare combination of luxury, convenience, and family-friendliness in one of San Francisco's most picturesque areas. Whether you’re a family looking for a safe, engaging community or an investor seeking real estate with high appreciation potential, this condominium complex is worth considering.
For more information on available properties at 101 Lombard or to schedule a viewing, feel free to contact us. We can help you explore your options and guide you through your next real estate investment in San Francisco.
Why Excelsior in San Francisco is a Great Neighborhood for Families and Investors
If you're interested in learning more about properties in the Excelsior District or want to discuss the investment potential in this up-and-coming neighborhood, feel free to reach out. I'm here to help guide you through the process and assist with finding the perfect home or investment property. Contact me today to get started!
5 Signs You’re Ready to Buy a Home
If you're wondering whether it's time to stop renting and finally buy a home, this guide outlines five clear signs that you're ready—financially, emotionally, and practically. From having a stable income and strong savings to feeling settled in a community and prepared for the responsibilities of maintenance, these indicators help you assess your readiness for homeownership. Especially for families, the article highlights essential considerations like access to quality schools, neighborhood safety, and family-friendly amenities. Whether you're planning for the long term or looking to invest in a space that truly feels like home, this blog offers a grounded, helpful look at what being “ready to buy” really means.
SAN FRANCISCO FUN & CULTURE: Where Creativity and Culture Collide
San Francisco isn’t just a city—it’s a canvas painted with diversity, imagination, and resilience. Whether through a meditative yoga session, a soulful saxophone solo, or a joyful community festival, each experience here invites us to pause, participate, and appreciate the richness of culture and connection.
Ready to dive into San Francisco’s vibrant scene? Stay tuned to local event calendars, support small businesses, attend live performances, or simply take a moment to breathe among the redwoods. Culture here isn’t something you just watch—it’s something you live.
Why Some Homes Sell Faster Than Others
In today’s market, the homes that sell the fastest aren’t necessarily the most extravagant—they’re the most strategically positioned.
Whether you’re selling a sleek, investor-ready duplex in Redding or a turnkey luxury condo in SoMa, the right pricing, presentation, and marketing make all the difference.
Let’s connect to talk about your goals—whether that’s maximizing your return, prepping your next investment property, or getting top dollar for your primary residence. With the right strategy, we’ll get your property sold fast—and smart.
Real Estate in California: A Steady Investment Amid Stock Market Volatility
If the volatility of the stock market has left you questioning your financial future, rest assured that real estate in California remains a solid investment. In both San Francisco, property values tend to be much more stable, even during uncertain economic times. Whether you're a first-time homebuyer, a seasoned investor, or someone looking to diversify your portfolio, real estate offers an attractive opportunity for long-term financial growth.
If you’re ready to take the next step and explore real estate opportunities in San Francisco, let's connect. Let’s discuss how you can leverage California’s real estate market to build wealth and secure your financial future.
The 20% Down Payment Myth—What You Really Need to Know
You don’t need to wait until you’ve saved 20% to buy property in San Francisco, Redding, or anywhere in California. Most buyers get in with far less, and with so many local and national assistance programs available, you might be closer to owning—or investing—than you think.
If you’re ready to take the next step, or just want to explore your options, I can connect you with trusted lenders and walk you through programs that fit your goals.
Let’s find the right path to your next property—and start building long-term wealth today.
Discovering 450 Hayes St, San Francisco: A Family-Friendly Community
Living at 450 Hayes St offers families and investors a unique blend of convenience, community, and culture. With its excellent schools, parks, and vibrant local scene, it's an attractive option for those considering a move to San Francisco.
Discover the appeal of 450 Hayes St, San Francisco, a prime location for families and investors. This neighborhood combines luxury living, excellent schools, and a family-friendly atmosphere, making it an ideal choice for those considering a move.
Living in Corona Heights, San Francisco: A Family-Friendly Neighborhood with Investment Potential
Whether you’re a family looking for a peaceful neighborhood with plenty of green space or an investor seeking a solid property with growth potential, Corona Heights has something to offer. With its strong community feel, ample outdoor activities, and steady real estate trends, it’s easy to see why this neighborhood continues to attract both residents and investors.
Interested in exploring more about homes in Corona Heights or want to learn about available properties? Contact us today for personalized advice and guidance on finding your next home or investment in San Francisco’s thriving real estate market.
Your Home Equity Could Make Moving Possible
Thanks to recent home price appreciation, homeowners have near record amounts of equity – and you may too. On average, homeowners have $311K worth of equity. Once you sell, you can use it to fund your down payment on your next home or maybe even to buy a smaller house in cash. If you want to find out how much equity you have, let's connect. Because it may make a move a lot more feasible than you'd think.
What an Economic Slowdown Means for the Real Estate Market in California
Want to know how local market conditions are shaping up in your neighborhood or investment niche? Let’s connect. I’ll walk you through the data, show you active opportunities, and help you position yourself for long-term growth—no matter what the economy throws our way.
California Real Estate: Is It a Buyer’s or Seller’s Market Right Now?
Thinking of buying or selling? Curious how your neighborhood compares to others across the state? Let’s connect and talk about your goals—whether that’s building long-term wealth through real estate, relocating, or simply taking advantage of new opportunities in today’s evolving market.
What’s one thing you’re wondering about the California housing market right now? Let me know—I’m here to help you make informed decisions every step of the way.
Foreclosures Are Up in California—But That Doesn’t Mean Trouble for the Housing Market
Yes, foreclosure numbers in California have inched up—but they’re still low compared to historical averages, and the overall housing market remains on solid ground. Equity, responsible lending, and strong demand are keeping things stable.
If you’re looking to invest in California real estate, don’t let the headlines distract you. Now’s the time to focus on long-term growth, smart location choices, and building wealth through well-informed property decisions.
MarketTracker San Francisco - April 2025 from CharlieBrownSF
CharlieBrownSF MarketTracker – April 2025
Charlie Brown and team continue to prioritize client service while ensuring safety. Mortgage rates slightly rose to 6.62%, yet median sale prices and affordability improved: median monthly principal and interest payments fell by over $100 year-over-year. Home sales remained steady, while inventory increased, giving buyers more options.
A 10% rise in new listings suggests sellers are accepting that low mortgage rates aren’t returning soon. Buyers benefit from slight market shifts, although the Federal Reserve remains firm on current rates with no major cuts anticipated.
Locally, San Francisco's single-family homes maintain strong value, with prices increasing 6.63% over four years, while condos dropped 12.52%. Single-family homes are selling at 114.7% of their original asking price — a level not seen since mid-2022. Inventory remains a major challenge; sold listings surpass new listings, tightening supply.
The single-family market favors sellers with only 1.5 months of supply, whereas the condo market favors buyers with 3.7 months of supply. Overall, single-family homes remain a hot commodity, while condo buyers can find opportunities in a slightly softer market.
Thinking About Moving or Investing? Now’s the Time to Make Your Move
Whether you're upgrading your personal living space, downsizing smartly, or expanding your real estate portfolio, this moment offers a unique balance of opportunity and advantage.
Let’s talk about your goals — whether it’s finding your next home, securing a profitable rental, or selling for top dollar. I’ll help you navigate the market with clarity, insight, and a strategy tailored to your success.
Your next big move is closer than you think. Let's make it happen.